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More insurance carriers in Virginia are offering genuine manufacturer parts guarantee on auto insurance, motorcycle insurance, RV insurance, and boat insurance. While the exact coverage phrasing can vary by each insurance carrier, original equipment manufacturer (OEM) parts coverage is most common. 

Depending on the insurance carrier and product this may already be offered at no addition charge. For example, Progressive Motorcycle policies in Virginia automatically include this coverage at no additional cost.

However, OEM parts coverage is now offered by more carriers on more insurance products. OEM parts coverage will pay for the original manufacturer parts instead of after-market. So Honda parts in Honda vehicles, Kawasaki parts in Kawasaki motorycles, etc…

If this coverage is not automatically included it may be available as an endorsement. Ask your insurance agent today to see if this great coverage is available on your policy.