Home and auto insurance (bundled) from a local, family-owned agency.

You’ve seen the ads—the funny and the not so funny ones over and over again. Yes, bundling your policies such as your home and auto insurance can help you save money. But is bundling with same insurance carrier the best “package” for your policies?

There’s no one-size-fits-all answer, so let’s explore this more:

Consider bundling home and auto insurance.

Many insurance companies will offer you a discount if you choose to get your home and auto insurance bundled with them. These discounts can run anywhere from 10% to 25% of the policy premium, which can result in significant savings. In addition, the more policies you bundle together the more you can save. So if you have a motorcycle, RV, or watercraft policy you can add these for higher savings.

It’s all about the math.

The discount and the convenience of having your home and auto insurance bundled can be very enticing, but if savings are what you’re after, this may not be the least expensive option. Often separating your policies with different insurance carriers can be your best priced option. For example, Company A has the best home insurance rate while Company B has the best auto insurance rate.

Why use An Independent Insurance Agent?

Unlike an agent that works solely for a big insurance company, our Family of Independent Agents partner with dozens of insurance providers. This gives us more available resources, and the more options available means it is more likely you will save hundreds of dollars on your insurance.

You can bundle auto insurance with renters insurance, too.

While home and auto insurance are commonly referred to together as an option to bundle, this doesn’t necessarily help someone who doesn’t own their home. If you have renters insurance (and you should), you may be able to bundle that policy with your auto policy as well.

Questions about bundling your home and auto insurance? Contact us today.

Get Started Today

As an independent agency, we are here to help you find the right Home and Auto Insurance (Bundled) coverage.