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Home Insurance From A Local, Family Owned Agency

By January 12, 2023Insurance

Home insurance in Virginia doesn’t have to be complicated. If you’re first time homeowner, looking to upgrade, or purchasing a secondary or rental property, our Family of Independent Agents can help compare rates and coverages for you. 

For over 50 years we’ve helped families across Virginia secure proper home insurance. We help get you to closing hassle free, and are here if you have billing, claim, or renewal questions.

Virginia Home Insurance

There is a lot that goes into a homeowners policy and it’s not simply all about the rate. In the event of a loss you’ll want sufficient coverage in order to pay for the damages. You’ll also want a deductible you can afford. I’ve talked with numerous homeowners over the years who didn’t know their deducticle, and only found out during a claim that it was much higher than expected!

It’s important to know what is covered, but also what isn’t covered. For example, weather damage such as hail or lighting is covered but flood is not. Earthquake coverage is an option through some carriers but is not a standard coverage on a Virginia homeowners policy.

Home insurance eligibility is a factor too. If you operate a business from home, have an older home without major updates, or have farm liabilities, then you may not be eligible for coverage through some carriers. 

Contact us today to get started!

We represent multiple insurance carriers to get you the best savings available. And unlike some agencies, we will write stand-alone business. Like your auto insurance but want a better home insurance rate? We will offer just the home without the need to switch your auto. It is that simple.