We’re past the halfway mark of 2018, and summer’s end is drawing near. As with any given year when it comes to your Virginia insurance policy, either personal or commercial, changes are always about. The insurance market, much like any good or service, is always in constant change. Carriers may offer different coverages, expand their range of services, and adjust their rates. Sometimes the changes are easy to understand, while other times may be more difficult.
And when life changes so too can your insurance needs. Remember, your coverage needs in your early twenties are much different compared to the thirty, forty, and fifty year-old version of yourself. For example, when was the last time you updated your liability amounts on your home and/or auto policy? Are your current limits enough to cover your assets? Is the value of your older vehicles worth paying for physical damage coverage? Do you need an umbrella policy to further protect yourself from liability claims? These are all questions that change as the years go by.
This is why working with an Independent Agent is incredibly valuable. Instead of working for a single company, Independent Agents represent multiple carriers. This allow us to compare rates, coverages, and services without having to “walk the company line.”
In Virginia there are over 100 licensed insurance companies, and sorting through your available options is often confusing. At Dove Insurance Agency our family of Independent Agents are dedicated to serving you and working with your lifestyle. We’ll educate you on the coverage you need to keep your property and family secure, no matter what the future brings.
Talk with us today and explore your options.