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Business Owners Policy (BOP) Available In Virginia

By June 21, 2021November 12th, 2021Business Insurance, Quote and Compare

If you are a new or existing small business owner then our Family of Independent Agents can help you with insurance coverage.

A Business Owners Policy (BOP) can help cover your business for:

  • Business Liability for bodily injury or property damage arising from your business operations
  • Personal and advertising injury covering libel, slander, and false imprisonment
  • Property coverage for both building and business personal property
  • Business Income Coverage for lost profits and extra expenses that result when your business is forced to temporarily close due to a covered loss
  • And specific coverage options for retail, services, offices, restaurants, contractors, and more!

Depending on the type and size of your business we can also package workers comp. and/or commercial auto.

Eligible Contractor Classes:

Here is a partial list of available contractor classes. Specific operations and scope of business may affect eligibility:

  • Air Conditioning Systems or Equipment
  • Appliances and Accessories
  • Carpet, Rug, Furniture or Upholstery Cleaning
  • Ceiling or Wall Installation
  • Concrete Construction
  • Door, Window or Assembled Millwork
  • Driveway, Parking Area, or Sidewalk Repair
  • Drywall or Wallboard Installation
  • Electrical Work (Within buildings)
  • Fence Erection Contractors
  • Floor Covering Installation (Not ceramic tile or stone)
  • Furniture or Fixtures
  • Glass Dealers and Glaziers
  • Handyperson
  • Heating or Combined Heating and Air Conditioning Systems or
  • House Furnishings Installation
  • Interior Decorators
  • Landscape Gardening (No tree removal or excavation)
  • Lawn Sprinkler Installation
  • Masonry
  • Painting—Exterior
  • Painting –Interior buildings or structures
  • Plastering or Stucco Work
  • Plumbing
    • Commercial (not industrial)
    • Residential or domestic
  • Refrigeration Systems or Equipment
  • Residential Cleaning Services
  • Septic Tank Systems — Cleaning
  • Siding Installation
  • Sign Painting or Lettering
  • Tile, Stone, Marble Mosaic, or Terrazzo Work
  • Window Cleaning

Coverage and risk management solutions for companies of all sizes.